Car accidents can happen anytime and anywhere and often in the wink of an eye. In the unfortunate event of getting into a car accident, the first step and no doubt must be to secure the safety and the well-being of the people involved in the crash. This can be accomplish by a car lawyer and followed up with suitable documentation of the car accident.
In case it is the fault of the other driver’s negligence or carelessness, you must understand that you have a legal right to claim compensation from the respective insurance company.
Important Steps to Take After the Accident
It is critical that all evidence regarding the accident is properly recorded to ensure a speedy process in getting the claim benefits that you are entitled to by law. Some of the important steps that must be taken to substantiate your claim include:
- You must get all the information of the other driver, including the name, phone number and the address which must be verified with the driving license.
- Try and get the evidence of as many witnesses as possible, they will hopefully be a witness for you.
- Do not admit that it was your fault till you get proper legal advice on the matter.
- If possible, take photographs from different angles of the crash and the vehicle/s involved. This is particularly helpful to understand whose fault it really was. There are instances where the other party may tell a different story. The photographs will help you enhance your case.
- Make a note of the licence plate, including the make and model number of the other vehicle in the accident, the insurance policy number, and the name of the insurer.
- Do not sign any papers or documents that insurance companies will pressurize you to, without the consent of your auto fraud attorney. In case, you commit this blunder, there is no way of retracing your steps and claiming additional benefits in the future. Your fate is sealed forever.
- You must file your claim for compensation during the time period that is allowed by the law. Every State and county has their own regulations in place. Under no circumstances must this time period elapse.
Dealing With the Insurance Companies
This is probably the most daunting task you will have to encounter in the process of claiming compensation after the accident. Insurance firms are devious by profession. They will do their best to take advantage of most situations. Do not make the mistake of dealing with them on your own, always get legal help.
After the claim has been made, try and keep a record of all the different versions the agents will bring to the table, in order that you can nail them when contradictory statements are made. This will again be facilitated with the presence of a lawyer.
The Insurance Company will try every trick in the book to short change your claim. They will try and show that physical injuries if any were different from the claim you have made. They will go to any extent to disprove your claim for compensation.
Remember the Golden Rule: Make sure you are armed with proper legal advice and services at all times during the pendency of your claim for suitable compensation.
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